How to get rich from scratch - top tips from real people for beginners. How to get rich from scratch at home - the best tips for beginners

15.10.2019

There are hundreds of petabytes of useless information on the Internet about how to get rich. However, for a person who seriously set out to increase his own well-being, there should also be resources where truthful, and not fraudulent, recommendations are given.

Winning the lottery will forever remain a way to get rich from scratch, for narrow-minded people, although almost every second resident of Russia regularly buys lottery tickets. The point is whether they buy them for the purpose of "earning money" or just for fun.


Let's look at ways of legal enrichment while maintaining a clear conscience.

Getting rich - how is it?

Many who are wondering how to get rich from scratch in Russia have little idea of ​​what they want to achieve. How much money do they need, what is wealth for them, what are these “ways to get rich” in general, and where do they come from, that is, who invented them. One day, one god of wealth sat down and posted +100,500 ways on the Internet how to get rich from scratch. So that they, who want to correct the financial decline, find them through Yandex or Google and apply ...

What are the numbers in people's heads when it comes to getting rich? Million dollars. Money for an apartment or a car. It is rare that someone seeks funds to help loved ones or start a business. This is already an advanced level, and on average people in the ward simply want to live better, richer.

The mistake that many who have a chance to improve their financial condition make is that they are looking for ways to get rich in 60 minutes. And for 30? Not so realistic anymore, but 60 is normal.

It's not that there are no answers to how to get rich quick or how to get rich easily. The problem is that those who seek speed forget about duration: no one wants to get a million and lose it, for sure, they are thinking about how to get and save money, increase capital. Joking aside, we've got a couple of ideas for those of you who aren't quite brainwashed yet.

Why 99% of people are not rich yet?

Let's face it, the methods that are massively used by millions of citizens of our glorious homeland do not work in the vast majority. Why? Because they include the following:

  • doing nothing;
  • work for an uncle for a penny;
  • hope for a deposit in a bank with a meager interest, when the inflation rate exceeds bank promises twice.

If you are asking how to get rich quick from scratch, then these methods will not help you. Well, how to get rich from scratch, lying on the couch? This will work only if you have your own Internet business, and you check the work of your employees through a laptop.

First steps to wealth

To get started, define a goal - a specific amount of money you are aiming for, as well as what you plan to spend it on. Next, start learning. We were taught to read and write at school, professions - in subsequent educational institutions. No one ever taught us how to get rich quick. Therefore, the task of each is to undergo such training on their own.

Where to start learning? Read Rich Dad Poor Dad by R. Kiyosaki and learn all about the cash flow quadrant. Let's dwell on the synopsis of his ideas on how to get rich quick.

There are four types of workers:

  1. hired employees;
  2. freelancers, freelance artists or consultants in private practice;
  3. businessmen;
  4. investors.

Many do not even know about the existence of categories 3 and 4, or rather, most people have never considered the possibility of becoming them seriously.

Kiyosaki says that first category- the most dependent people, the boss pays them money, they can be fired at any time, they have one source of income - salary. Second category- earn more consistently. These include doctors in private practice, lawyers, real estate agents, freelance artists, freelancers of all stripes. They cannot be fired, which means they have more influence on their income.

Businessmen and investors- two categories that can become financially free and know how to get rich quick. A businessman is the creator of his business, the owner, the owner. People work for him, he himself no longer has to stand at the machine all day. This category includes executives, founders of companies, shareholders, sole proprietors of the business. They receive dividends from profits, while they themselves may not work.

Investors invest money to earn them even more money. They know well how to get rich in a crisis. They invest in real estate, stocks, precious metals, and other businesses. Their capital works and earns them even more profit.

A rich person starts with thinking. Millionaires think differently, they have other habits that are different from the habits of ordinary, low-earning people. Therefore, they know how to get rich in a crisis, and exaggerate their capital at the time of a market downturn, and not vice versa.

Here are some of the habits of the wealthy that affect their lives and how they make decisions about money:

  • self confidence;
  • positive thinking;
  • daily accounting of expenses;
  • work with the subconscious;
  • gratitude for everything that is in life;
  • helping others;
  • “pay yourself” – saving 10% of any income;
  • charity.

Working with thinking can be mastered in a training dedicated to this. Training is an effective way to improve skills in a short period of 2-3 days. How easy it is to get rich will no longer be a question when the millionaire mindset is developed.

Ways to get rich for future millionaires

Let's now talk about specific ways to get rich. First, one word of caution: no matter how many ways you read about how to get rich, remember that only action can change the balance of a bank account. Not reading, not thinking, not fantasizing. Finding a suitable way to get rich, immediately apply!

  1. Start business. Become the owner of a company with hired employees. They work, you get money.
  2. Become an investor. Investing money with maximum profit is the ideal way to get rich, because then money makes money.
  3. Learn a new profession that pays more than your current job. This method is the easiest and is suitable for employees. If you build a career, then the salary can be raised to heaven, but there will also be a ceiling there.
  4. Raise your qualifications. To get more from your current job.
  5. Leave your job as a freelancer. So you can set the fee yourself, although you will also have to look for clients on your own.

There are a million ways to get rich. All of them will be variations of the above categories.

If your goal is how to get rich quick, you should do math. Calculate how long it will take to implement each of the plans that come to mind. Timing, the cost of associated costs, the prospect of new income growth - consider everything! The concept of "fast" is also different for everyone.

Instead of an afterword

Dreaming about how to get rich is good at night before going to bed, but you will have to implement a real plan on how to get rich from scratch during the day. There is no need to be cowardly on the path of change for the better, it is worth sticking to the chosen goal. Therefore, if the question of how to get rich is not just an unrealizable thought for you, then go ahead, get down to business.

The desire for wealth is one of the main goals that drive people in our time. Moreover, no one would refuse stable high incomes, and we are talking not only about materialists who dream only of comfort and prosperity. Even if spiritual values ​​are not alien to a person, the money issue still remains relevant.

In the material below, we will not talk about how to get a job with a more or less decent income. We will set the bar higher and try to answer the question of how to become a truly rich person without having influential connections and without having a huge start-up capital. Think it's impossible to get rich from scratch? What, having opened, not to earn the amount of a million rubles? Let's see if this is the case.

How realistic is it to get rich quickly in Russia?

Every day, reading the news reports, every resident of our country is faced with a rather gloomy economic position and unfavorable forecasts of analysts. The impact of sanctions, the depreciation of the ruble, the increase in the level of tax rates - it seems that it is becoming more and more difficult for Russians financially.

Therefore, the question of whether it is even possible to get rich in Russia arises in the minds of many people. What is the probability of being among the lucky citizens who do not fall into poverty as rapidly as the majority of the population, but only increase their own income levels?

Due to the current economic situation, many areas that were previously promising are indeed becoming risky or even unprofitable. First of all, these are areas of activity related to the import and export of goods: due to the introduction and subsequent tightening of sanctions against Russia, it has become more difficult to trade with European countries and the United States.

On the other hand, these same problems, which can bankrupt businessmen and sap the enthusiasm of newcomers, can turn out to be a source of profit for more resourceful entrepreneurs. After all, if one niche becomes unprofitable, it means that another one appears - more profitable.

Eg: the introduction of sanctions, which worries many Russians so much, leads to the fact that domestic goods or goods exported from the CIS countries appear on store shelves. Products, clothing, furniture, electronics - if earlier some brands could not withstand competition and were inferior to Western ones, then with the cessation of supplies, they simply had no rivals. Since the prices of many goods imported from abroad have risen in price, and some products have become completely unavailable, Russian entrepreneurs have a chance to offer consumers their own alternative. And this is just one example of how global and beyond our control troubles can be turned to our advantage.

Another similar niche is related to the tourism sector. The exchange rate of the ruble against the dollar and the euro has become so unprofitable that not every (even a fairly wealthy) resident of our country will allow himself to relax abroad. In this regard, the popularity of domestic tourism is increasing, because something must satisfy the existing demand for entertainment and travel.

In addition, there are areas in which you can get rich in any economic situation - having, of course, a fresh idea and a clear business plan for its implementation. So, for example, it will be possible to make a good profit by producing and selling goods that are much lower than their market price when sold.

However, getting rich from scratch in Russia is really much more difficult than in many other countries - this is a fact. Here are some tips to help you "break through" in the face of fierce competition:

  • Choose a business based on your strengths, taking into account the characteristics of temperament. If you are an introvert who quickly gets tired of communication, then you are unlikely to be suitable for a job in which you need to conduct a lot of negotiations or manage a large company. Of course, at later stages, when incomes are already high, you will be able to delegate a number of responsibilities to subordinates, but you also need to somehow survive until this moment. And similarly: if you are the owner of a choleric or sanguine temperament, you should not bet on such ways to get rich, such as, for example, playing on the stock exchange, which requires a lot of monotonous analytical research.
  • Raise the level of financial literacy and soberly treat money, evaluate and weigh all the risks. There are no rich spenders - and if this happens, it soon leads to bankruptcy.
  • Do not be afraid of serious proposals and large projects. Only by playing “for high stakes”, you can really get a lot.
  • Your money should work, not lie in your wallet or bank account. Trying to save money won't make you rich. They say that "a penny saves a ruble." This is true, but rising inflation will "eat" both.
  • Be nonconformist. Listening to the advice of various business "gurus", but go your own way - this is the only way you will achieve your goals.

What usually prevents people from becoming rich?

Before talking about the practical side of how to get rich from scratch in Russia, let's dig a little deeper and try to understand the psychology of wealth and poverty.

What does it mean to you to be rich? Buying a new iPhone every time the company announces the next model? Dress in expensive stores, travel and live in an elite area? All these are social aspects, but what lies behind them? What is wealth?

We are not in vain considering the issue from this side. It is precisely the lack of understanding of what it means to be rich, or only a superficial idea of ​​​​it that does not go beyond social stereotypes, that is the reason why most people remain poor.

Let's turn to famous rich people and successful businessmen to find out more about how they feel about their material wealth. Robert Kiyosaki, author of popular books on business and getting rich strategies, and developer of the financial literacy board game CASHFLOW 101, says:

« Wealth- this is the amount of time that you can not work, maintaining a comfortable standard of living for yourself.

« look rich- does not mean being rich: if you have an expensive car, an apartment, a country house, but all this was bought on credit or with the last money and you do not have free funds that would work for you, then you are not rich, but poor.

It is worth noting that Robert Kiyosaki is not alone in his views. For example, Karl Marx wrote in his writings:

« Wealth of the State determined by the availability of free time for its citizens.

Thus, the richer a person, the less he can afford to work, and vice versa - the more someone has to “work hard”, devoting his free time to work, the poorer he actually is. Based on this, you can make a whole list of reasons why people live in poverty:

  • Lack of clear goals. Money is only a means to achieve what you aspire to, to get what you dream of, to realize your plan. If you don't know what you want out of life, or if your goal is just "a lot of money," you won't succeed.
  • The habit of spending more than you get. Because of the desire to get what they want, and, as a rule, not necessary, people often ignore the arguments of common sense, “get into” debts, apply for loans, and are unable to save at least a little or save the money they have.
  • The cult of material values. In our society, as in most others, it is customary to “meet by clothes”, but the attention of many people does not go further, but stops at this external impression. Therefore, it often happens that people actually need attention, acceptance, support from others, and this psychological “hunger” is satisfied with purchases and unnecessary expenses. For many, this trend acquires the features of shopmania, because this approach is encouraged in advertising and the media. One has only to think of popular slogans such as “Everyone loves you, and you are Maybelline” or look at consumer frenzy like “Black Friday”.
  • Reluctance to leave your comfort zone. This applies not only to the usual work that brings some kind of income, the usual set in the grocery basket and favorite shops, cinemas, cafes and bars, where “free” money is deposited. The reluctance to change extends to your habits and the way you think. What you need to become rich is new knowledge, fresh ideas, useful contacts, active actions. All this is outside your comfort zone, not inside it.
  • Lack of self-confidence. The media and politicians, advertising, movies and television series inspire us that “the system cannot be broken”, nothing can be changed, everything that could be created has already been invented by someone else, and nothing is left for our time. Such ossified thinking is the main enemy of anyone who wants to manage their life, and not limply go along with its flow, content with little. And at the same time, hundreds of innovative inventions are patented every year, thousands pay off - no matter what. So if you really believe that all this is “not for you”, it really will turn out to be for someone else - someone who believes in their own strength.
  • Negative attitude towards money. A negative image of a rich person has formed in Russia. If someone has money, he is necessarily a "swindler and a thief." Fortunately, this opinion is not shared by everyone, but it is in the air and can greatly hinder your path to wealth. It is worth abandoning stereotyped thinking: “a diligent hard worker” is not always a “good person”, and a “successful businessman” is not always “dishonest”.

How to get rich from scratch in Russia - ways

Now let's look at specific ways that have already allowed many Russians to get rich from scratch. Perhaps they will help you too!

Lottery

The most "lazy" way, which sometimes turns into success. Of course, the probability of becoming lucky with a winning ticket is very small, but it still exists.

For example, TOP-5 winners in Russian lotteries:

  • 5th place: May 28, 2009, a resident of the Leningrad region Albert Begrakyan won 100 million rubles.
  • 4th place: On February 6, 2014, a resident of Omsk Valery won 184 million rubles.
  • 3rd place: On September 16, 2014, Mikhail, a 45-year-old resident of Nizhny Novgorod, became the owner of a fortune of 202 million rubles.
  • 2nd place: On February 29, 2016, a physician from Novosibirsk won about 358 million rubles.
  • 1 place: On May 22, 2017, a resident of Sochi hit the jackpot in the amount of 365 million rubles, thereby setting a record for winning the lottery among our compatriots.

As you can see, miracles happen in Russia too. However, we do not advise you to rely only on them, buying lottery tickets and not doing anything else.

Advice: even if you believe in your luck, let this method become an addition to other, more active and active enrichment strategies.

Rates

Contrary to popular belief, gambling can also make money. And the paradox lies in the fact that only non-gambling people with an analytical mindset and a cool head get a good profit in this way. Those who "light up" the game and begin to "cheer" for the team or player, succumbing to emotions, as a rule, lose objectivity and make rash decisions that turn into financial ruin.

In order to earn on bets, you need:

  • Have some amount of "free" money - those that remain with you after you pay all bills and loans, buy groceries and other necessary goods. Never use for betting funds necessary for a normal existence.
  • Choose a good bookmaker that can offer more or less favorable interest.
  • To study the principles of the work of bookmakers, to understand how the probability of a particular outcome is estimated by analytics, to get acquainted with the main sports betting strategies.
  • To understand at a professional level in the sport chosen for earning money or to have a desire to understand it. The level of an ordinary spectator will not do here: in order to correctly assess the possibilities, you must meticulously study all the details before the game - down to the health of team members and the weather conditions at the match venue.

Some also make good money on another gambling game - poker. In Russia, this method is officially banned, which does not prevent dozens of poker rooms from existing online.

Advice: if this method of enrichment does not cause you anything but distrust, read the biography of Lika Gerasimova from Novosibirsk, who at the age of 25 was recognized as the best professional poker girl in Russia.

Trading

A more popular way to get rich from scratch is trading in the markets for currencies, stocks, securities. Such transactions can be concluded not only by trained traders, but also by anyone who has access to the Internet.

Trading on the stock exchange can bring good income, but it can also result in financial losses. To succeed, you need:

  • As with making money on bets, have a certain amount of "free" money. Its size is not of fundamental importance - in case of successful trading, you can repeatedly increase the starting capital.
  • Have a good, and most importantly - a reliable broker who will be an intermediary between you and the exchange.
  • Possess an analytical mindset, have a good understanding of economic processes - both global and local.
  • Learn strategies for trading in the markets and follow a pre-planned plan. This will help you stay calm and act out of cold calculation rather than passion, greed, or fear of losing money.
  • Constantly raise the level of your own erudition and take a keen interest in the events taking place in the world. This “baggage” will help you better predict market trends.

Advice: at first, do not invest your money in trading - this way you can avoid the losses that any beginner inevitably faces. Play the stock market with a virtual account - many brokers provide this simulator for safe learning.

Partnership and Mediation

Another way to get rich from scratch is to be a useful person to richer entrepreneurs. Only a few are capable of this, since it is quite difficult to “break through” into certain circles without having money and the necessary connections.

However, it is possible if:

  • You have a unique project and a clear business plan for its implementation, as well as excellent persuasion abilities. In this case, you can find business partners who will take over the financing of your idea, if, of course, you manage to submit it correctly.
  • You have rare and useful skills, such as the gift of persuasion or the ability to flawlessly negotiate, find partners and investors, attract sponsors, etc. In this case, your skills can be profitably "sold", but again - if you manage to interest the "right" people.

Important: this option is really not easy, and it will suit only very active, ambitious and talented people, but it will help you get rich from scratch.

Own business

Perhaps the most reliable way to get rich is to open a profitable business. It is a bumpy road as you will have to face a lot of obstacles and difficulties - from finding a profitable niche and drawing up a business plan to securing funding and formalizing the enterprise. This will require not only a lot of time and effort, but also activity, as well as constant self-education.

If you don't have a decent start-up capital, you'll also need to be patient while the business takes off. But you can find investors or borrow money (for example, if decided).

As already mentioned, profitable niches exist during a crisis. So, there is a chance to succeed by doing:

  • Trade in products and goods similar to those that fell under sanctions bans.
  • Organization of tours in Russia.
  • Agritourism.
  • Trade in goods from China.

Important: Finding a profitable niche is the key to business profitability. Even if well-organized, your business will not pay off if it has strong competitors who have managed to win the trust of consumers. So analyze the market and find promising directions before you start an activity.

Developments

The IT-sphere today is one of the fastest growing both in Russia and in the world. Year by year, both technical characteristics and software become more complicated. More and more developments from the walls of scientific institutes are moving into our everyday life, making it easier, easier and more interesting.

Engineering is a promising area that can lead talented engineers, designers and programmers to wealth. At the same time, not only and not so much knowledge is valued, but creative ideas and innovative solutions.

If you have a technical mind, you can try this activity. Its big advantage is that it is partially funded by both the state and private companies: if your project is really good, it can win a grant for implementation and promotion.

Real estate

The last way to get rich that we will look at is related to real estate. This is also a promising area, but it is difficult to do without start-up capital.

If you are interested in this area, you can:

  • Take a mortgage loan, and rent out the purchased housing - then after a while it will pay for itself and become your constant source of passive income.
  • Carry out profitable sales transactions (for example, buying a house in disrepair, repairing it and selling it at a higher price). They will help you succeed in this.

Important: From February 1, 2017, every resident of Russia has the opportunity to receive a piece of land for free, on which he can implement his business project. The action is valid until 2035 as part of the state project for the development of the Far East.

On the Web, you can find a lot of instructions and warnings from entrepreneurs from abroad, as well as a lot. But what can Russians who have achieved success anywhere, namely in our country, advise those who want to get rich from scratch? Let's find out.

Vsevolod Fear he started his business with very little - he saved up money and ordered a batch of chargers and USB cables for smartphones from China. He sold them in his own online store, which brought him his first earnings. Now Vsevolod is the owner of a huge Sotomarket online store that sells computers and other equipment. The annual turnover of his company is about four billion dollars.

In an interview, Vsevolod Strakh noted: “For me, investors, turnover, money are not something to brag about. For me, you can brag about the ideas we are going towards, or the functionality that we have developed. ”

Semyon Kibalo- a young entrepreneur who graduated from St. Petersburg Polytechnic University in 2011. It was with the period of study that his first business project was connected, which did not require a penny of investment and “fired” instantly. As a student, Semyon decided that it would be great to produce sweatshirts with the emblem of the university, as they do in the West and in America. He drew a sketch and immediately received several orders. The advance payment made it possible to print the first print run, which sold like hot cakes. The enterprising student did not lose his head, created a company for the production of university sweatshirts "UniFashion" and cooperates with many universities in the country.

In one of the interviews, Semyon Kibalo said: “When I was a student, I wanted a business. But how, what should I do? It seemed to me that business is some kind of adults, and I'm just a student. And somehow it so happened that I wanted a sweatshirt with my university and did not find where to buy it. I did it myself. So what? You can also buy a jacket in one place and print a picture in another place. When I put it on, I realized that others like it. Do what you love and it will guide you. Satisfy your own needs and the needs of your immediate environment. And then it will start to bring funds - as confirmation that you are moving in the right direction. And then it is already possible to attract investments, buy means of production. But money is like a goal ... so you can burn out very quickly.

Andrey Ternovsky, while still a high school student, created a video chat in just three days, calling it "Chatroulette". By accessing the site, people were able to make a video call to a user from anywhere in the world, also online. The interlocutor was chosen according to the principle of "roulette", which gave the name to the project. A month later, the chat became popular in Europe, and soon gained worldwide fame, making its creator rich and famous.

In an interview, Andrey Ternovsky noted: “I am a bad businessman, I want to make a cool service more than to monetize it. I would just say that the spirit of entrepreneurship is not very developed in me. But my head is full of different ideas. What I do is draw up an accurate development plan and think about why I need investments. And when this understanding appears in my head, then I will turn to serious people. I am more focused on the product itself, rather than on its business component.

Summing up

Thus, wealth is not so much the presence of huge money, but the ability to consciously manage the available resources: both tangible and intangible. Few think about the latter, but it is they who most often lead a person to qualitative changes in life. Dozens of examples confirm this assumption when people won incredible amounts in the lottery, and then lowered them in just a couple of years, returning to where they started.

Getting rich from scratch in Russia is possible, but not everyone can do it. There will always be people who "make" millions in spite of all obstacles and obstacles. And at the same time, there will always be those whose income barely exceeds. Only those who change their attitude to life will be able to move from one class to another: they will learn to value their time, realize what they are striving for, what goals they are pursuing, learn to separate their own desires from those that are imposed on them by people around them.

Money is not just paper. Money is the advantage of a quality life. Money can give you the opportunity to comfortably relax, open your own business, do what you love, acquire noteworthy connections, buy necessary or simply liked quality things. Money can give you a feeling of inner freedom, confidence, peace. Therefore, no matter what anyone says, in many ways. Now it remains to understand the most difficult thing - how to get rich after all.

If you want to be rich, live within your means

The most important and at the same time the most banal principle underlying the universe. If the Earth is a pancake lying on elephants standing on a turtle, then the turtle itself fell apart on this principle. It's simple: spend less than you earn. Do not rush to close the article and squeal that such advice was given to you in the sandbox. But what's the point: everyone seems to know about it, but they live beyond their means, they buy apartments that they don't pull, they play magnificent weddings that no one needs, they drive cars out of rank that suck out all the money. And in order to somehow pay for all this, they get into loans to spend more than they can. Usually they are driven by a blind faith that a little more - and they will be able to get rich, wealth, opportunities will come, and there will be so much money that they will fall out of the wallet. So wait for these good times, take your time, be patient.

An interesting way to get rich is to pay yourself tax

If the government unexpectedly increased taxes and forced you to pay an extra thousand every month, then you, whether you like it or not, will have to pay that money. Otherwise, problems and resorts of Mordovia await you. However, when it comes to saving money, people find many reasons why they can't start, why this thousand is only needed today and right now, and so on and so forth.

To avoid temptations, set up an automatic bank transfer. And every time when funds fall on your salary card, some of them will automatically be transferred to your savings account. Because while you are going to put aside your hard-earned money, there will be no money left on the card. Get an emergency supply and pretend that this account simply does not exist. Then in a few years you may be able to get rich, and you will thank us and yourself.

Don't play the stock market - it won't help you get rich

To play the stock markets, you need two things: talent and an understanding of how things work. If bidding is not yours, then don't bother, for God's sake, you will only be disgraced, and you won't be able to get rich. If you have read the revelations of a broker and watched several thematic films, then this is still very little to consider yourself smart and move stocks. Some people naively believe that there is not much difference between playing the stock market and poker. This is partly true, but deeper knowledge is required here.

Better take long-term investments. Here, too, you need to understand, otherwise you will give everything you have accumulated to some swindler and find out that the Perm Tampons company never existed. The market is changeable like the mood of the president of a small republic, rushing between two superpowers: today something is profitable, but tomorrow it already burns out. Therefore, if possible, use the services of a financial advisor.

Find additional sources of income

One source of income is good, but seven is better. Try to find at least one millionaire in whose bag money pours from one source. They are rather reminiscent of the Wolf from the famous Soviet electronic game, which frantically caught eggs. So it is here: you need to do everything, control everything, earn everything. Difficult? It's hard, and no one said it would be easy.

Try not to take on too many loans

This, of course, is convenient, it is European, but only if you are not going to get rich. We talked about this above and say it again: all your decisions should be based on the financial situation that happened. If they are not now, it is not certain that they will be in the future. And to take loans, to bind oneself with bondage to banks, to stifle with interest rates and, in which case, to take another loan to pay off the loan ... These words make my soul feel bad, like after alcohol poisoning. Of course, anything can happen, the need comes from where you didn’t expect it, and you can’t do without a loan, but don’t rush to ask for alms from the bank, leave this option as a last resort.

Delhi year 3

When there is a goal, a person behaves more responsibly with his money. When it is not there, funds go down on all sorts of rubbish. If you save up for a Land Cruiser when you get 28,000 a month, then you will be more responsible in buying bread.

In general, in order not to starve and do everything right, you need to set one big goal at the beginning of the year (academic or calendar - it doesn’t matter), then break this goal into parts (four months each). This will make it easier to control your progress, and it will save you from any minor headaches.

Formula "50-30-20"

If you don’t know how to manage your income, contact financial experts. No money for financial experts - we will help. Given the current economic model and all the nightmare that comes with it, the most profitable way to proceed is as follows: 50 percent of your income should be spent on needs (for example, housing, car payments, food, etc.), 30 percent should be spent what you want (clothes, good meals, etc.) and the other 20 percent should be set aside.

Now, when you are young, there is not a damn thing about money, and you can’t even buy bones for jelly, your spending will most likely be based on the “70-20-10” pattern. This, in general, is not bad, but you need to strive for the “50-30-20” scheme.

Surround yourself with responsible people

Nothing stimulates financial success like hanging out with people who have already achieved it. Communicate with people older than you who have achieved something in their lives, contact those who share financial goals similar to you. It is quite difficult to maintain financial discipline surrounded by careless spontaneous spenders.

Ideally, of course, find yourself a mentor who will accompany you throughout the path to success. This should be a successful, proven and well-known person. If you show interest in learning, show that you sincerely want the same for yourself, and do not show yourself as a fool, then most likely you will be helped.

The year is more important than the month

As a rule, at the end of each month we sum up the results. This is correct, this is certainly good, but one can speak of success only after the end of a more impressive and longer period. Therefore, any results must be summed up at the end of the year. If the goal is large-scale, then even six months may not be enough. After three months, you can save 30% of your total income, but by the end of the year, only 10% of them may remain. Do you hear the difference?

Most people from year to year live on one salary and complain about their boring, gray life. But, as they say, nothing can be changed by continuing to act according to the usual pattern. Of course, by improving your professional level, you can earn a little more over time. But how to get rich in Russia from scratch? - You can become really rich only by completely changing the usual way of life and moving away from stereotyped thinking. The hallmarks of wealthy people are diligence and the ability to take justified risks.

The path to wealth begins with the ability to properly manage your finances and find ways to get rich in Russia. There are a lot of such options, the simplest of them are as old as the world, but still work.

How can a girl get rich from scratch in Russia? - Marry a wealthy, not greedy person. If such an event is successful, the girl receives housing, a car, and a lifetime annuity. And if you are very lucky with the chosen one, you can beg for some women's business, for example, your own beauty salon. For men, this method is most likely not suitable, but there are exceptions. It is not customary in our country to support men, gigolos will have to look for another way to get rich quickly in Russia.

Proven ways to get rich from scratch in Russia for men are:

  1. Family business development;
  2. Proper investment of assets received as an inheritance;
  3. Organization of own business.

In the first case, you need to become a professional in the field of an existing business and work hard, and in the second, first find, then look for ways to increase them.

The third option is the most difficult, as it involves starting your own business from scratch. But everything is real if you correctly choose the direction and successfully implement the idea.

Another way to solve the question "How to get rich in Russia?" is to buy lottery tickets. Although the method is very unreliable and success is extremely rare for people playing lotteries, it is also the answer to a very relevant question. The main thing is to want to get rich, and thoughts, as they say, are material.

The above ways to get rich from scratch are the easiest, but not for everyone. If you do not have rich relatives, a wealthy man does not appear on the horizon, and you are not lucky in the lottery, you should think about other promising options for increasing your income.

Resale of old things and "cleaning" turnkey apartments

As you know, vintage items are highly valued by collectors. If you understand, for example, china, silverware or books, start making money on it.

The business of reselling old things is very specific. In order to find really worthwhile things, you need to shovel heaps of rubbish. But how can you get rich digging through garbage? – You need to be able to see the value of things or be able to create such value. When worthy items are found among useless trash, they are put up for sale on Ebay or Avito. Among foreign buyers there are quite a lot of hunters for antiques. Such collectors are happy to part with money for the sake of owning objects "with history".

Along with the business of selling antiques, you can provide services to free apartments from trash. Taking out junk from apartments is a great idea on how to get rich from scratch. Such services will be in demand, because often people have no time to mess with old things that have accumulated in the apartments of elderly relatives for decades. Clients will gladly pay for the removal of rubbish, and you can find things in it that will be sold to foreign private collections for good money.

When considering the idea of ​​how to get rich from scratch and where to start your business, pay attention to the option of reselling antiques. You can buy them for a penny, and sell them for decent money.

In addition, over time, you can open something like an antique shop with the possibility of purchasing antiques. Holding thematic events, exhibitions and auctions will draw attention to your business and help increase sales of the former "trash".

In addition, visiting flea markets and "flea markets" you can buy inexpensive items that can be rented to theaters or film studios. A set of such props will become an additional item of passive income for you.

Intangible assets

As a rule, each of us has some kind of talent or does something professionally. Why not use your skills to solve the problem: "How can you get rich from scratch?". For example, someone has the gift of teaching or draws / dances / sings well, someone creates an impeccable reputation for any company, and someone repairs a water tap using their own author's method. It doesn't matter what you're good at, just make your skill an intangible asset: write a song, create an author's art or dance course, organize training for image makers, or patent your faucet repair technique. By selling the fruit of your intellectual labor, you will be able to direct the flow of "passive money" into your pocket.

Mediation in the sale of building materials

Construction and repair in our country never stop. Therefore, the sale of building materials always makes a profit. If you are looking for an option on how to get rich in Russia for an ordinary person, and at the same time have the talent of a seller, act as an intermediary for the sale of building materials. Profit in such a business depends on the ability of the entrepreneur to organize the process and, in fact, sell building materials. For starters, you can offer your services to friends for a small fee. If you manage to organize sales for them well, you will be successful. Word of mouth will quickly spread the word about the quality of your services, which will allow you to expand your circle of customers and significantly increase profits. The main advantage of the intermediary business is that there is no need to rent your own warehouse and acquire transport to deliver building materials to customers.

Driving Improvement Services

Very often, people who have a driver's license need additional driving practice. Of course, such services are provided by driving school instructors. But, if you have a lot of experience, have the gift of learning and know the city well, then you can safely offer your services to new drivers. In addition to improving driving skills, you can offer the compilation of alternate routes for trips to work or to the store with their further running.

You can specialize in:

  • Work with the female gender;
  • Learning to drive "chips";
  • Extreme driving courses;
  • Driving practice in bad weather;
  • Parking training.

This way to get rich will bring 1500-2000 rubles. for one hour of practice. The main value of the services provided individually is that the novice driver sees in the teacher not a tester, but a mentor. The client can concentrate on the driving process, ask all his questions. In big cities, it makes sense to create a team of driving coaches under your supervision, as the demand for their services is growing every day.

Mafia game club

"Mafia" is a popular team psychological game. Recently, people who have never played it are becoming less and less. And for many, this game becomes an indispensable attribute of an evening rest with friends. Given its growing popularity, it can be assumed that the opening of the Mafia club will answer the question: “How to get rich from scratch in Russia in 2019?”

To open a club, an entrepreneur needs to take care of the props and choose the right venue for the game. Props can be ordered on the Internet, it will cost about 1500 rubles. The most successful place to play "Mafia" will be a separate hall of a cafe or restaurant. The room must be booked in advance, agreeing with the administration of the institution on the amount of the "minimum check".

At the opening stage, you can hold games for acquaintances, asking them to spread information about your club instead of paying. With a frequency of club meetings 3-4 times a week, you can earn 5000-7000 rubles. per month. You can also offer services for holding Mafia games at various events: corporate parties, children's parties. The cost of field service is always higher. Thus, by working hard to improve the quality of the services of the leading "Mafia" and expand the client base, you will answer the question: "How to really get rich in Russia?"

Whom to study to become rich?

If you are at the stage of choosing a profession or are thinking of mastering an additional one, pay attention to:

  • Information technology specialists;
  • Linguists and translators (specialists who speak Chinese are in great demand);
  • Medical workers;
  • Teachers (who know how to find an approach to modern children);
  • Engineers;
  • logistics specialists;
  • Developers of alternative forms of energy.

Whatever specialty you choose, it should be understood that in order to be competitive in the labor market, it is desirable to have additional skills. For example, an IT specialist with management experience has every chance of getting a managerial position. And an engineer with knowledge of a foreign language may well count on a higher level of wages.

Video: How to get rich in 2019, or at least not lose?

A few words about "sudden" wealth

Everyone seemed to know where they would invest their money if they suddenly appeared. But as practice shows, "easy" money does not serve the benefit of the owner, but simply flows away rapidly. There are plenty of examples of how people who got rich from scratch lost money just as easily as they got it.

For example, Janit Li, who won $18 million in 1993, went bankrupt in 2001. Being too gullible and compassionate, she gave away all her winnings to education and medicine, leaving her completely penniless.

And William "Bud" Post, who was lucky enough to become the owner of more than 16 million dollars, narrowly escaped death at the hands of a hitman hired by his brother. Part of the money was sued by William's girlfriend, and under pressure from relatives, he invested the remaining funds in the car business and a restaurant. Now the former rich man lives on welfare.

Locksmith Ken Proxmire spent his lottery-winning million to promote the car business, but something did not work out, and now he has returned to his usual craft.

Why do suddenly rich people spend money so mediocrely? The thing is that society judges a person by his car and unnecessary, pretentious things. Blinded by money, "fast" millionaires do not think about reliable ways to invest money in order to increase, but simply throw it away.

conclusions

When deciding how to get rich quick from scratch in Russia, you should bypass schemes that promise instant enrichment. Millions of people continue to “peck” at the tempting offers of scammers, and in the end they are left with nothing. Remember, if something looks too attractive and implausible, it cannot be true, because we do not live in a fairy tale.
50 voted. Grade: 4,90 out of 5)

There is one universal truth: everyone wants to become rich and successful. However, many people would like to get everything quickly and effortlessly. They only dream of getting rich quick. Many people live with the thought: “I want to get rich,” and wait for an incredibly large inheritance to fall on them, or they will hit the jackpot in the lottery, or some millionaire decides to transfer a couple of hundred thousand to their account. But this is fundamentally the wrong approach to business.

Unfortunately, there is no magic pill to take or a button to push to become instantly rich and successful. Any rich person will tell you that he got his fortune through his own hard work and knowledge (and a little bit more luck).

Let's try to figure out how you can get rich and how to become rich from scratch.

How do people get rich? This question plagues many. You can also find a huge number of answers to it. But where to start?

First, decide for yourself that you no longer want to be poor, but want to become financially independent. Any business is important to start with your consciousness. Get rid of bad thoughts and tune in to positive thinking . Only then will the reality around you begin to change. After all, there is no shortage of money on planet Earth. There is only a lack of people who think correctly about money. To understand how to get rich from scratch, you must put an end to "poor" thinking. No need to think every month how to live until the next paycheck. Better start thinking about how to create capital.

Second, try to generate ideas . Remember that the world's most successful companies did not start with money, but with one, but a brilliant idea of ​​one or more people.

Next, you need to choose the right motivation . You need to strive not only to receive money, but also to realize your potential. Motivate yourself that your work will first of all benefit someone, you will be able to contribute to the development of something, and perhaps even leave a mark on history. Thus, you will receive both material rewards and moral satisfaction from your work. And this is very important, because if you work solely for the sake of money and do not feel your need, it is impossible to become a rich person in full.

Try to communicate with rich and successful people. Your environment has a very strong influence on all areas of your life, including financial. Those with little money cannot teach you how to get rich. Phrases such as: “Money will not make you happy”, “All rich people are greedy” can usually be heard from those who have nothing. The rich and successful don't talk like that. That is why you need to communicate with those people whose example you can follow. Find out what they read, where they invest, what drives them and keeps them active and passionate about what they do.

Correctly evaluate and allocate your time . Poor and rich people have different attitudes towards time. The former sell it, and the latter buy it. The rich know that time is much more valuable than money. Therefore, they do not hesitate to hire people to do the work that they themselves do not know how to do, or do it slowly and unproductively. In this way, they get valuable time for their work, in which they excel and which is profitable.

Create different sources of income . A rich person will never depend on only one source. It has a number of ways to make a profit (business, investments, bank deposits, etc.), since no one is immune from failures and failures.

Finally, it may come as a surprise that wealthy people want everyone else to be rich as well. It is a mystery to them why someone does not know how to become rich. They do not consider themselves special and are sure that wealth is available to everyone who knows how to focus on work and work hard towards the goal. Wealthy people want others to be rich for two reasons: first, so that you can buy their products and services, and second, because they want to associate with others like them.

How to become rich from scratch in Russia? How to become a rich and successful woman? How to get rich quick from scratch in Russia? All these questions can be answered privately. However, they can also be answered in the same way, based on some general rules.

We offer some practical tips that absolutely everyone can use. These are the answers to the question of how to become rich in Russia and in any other country.

  1. Invest in your education

We all know that it's never too late to learn. All your knowledge and skills are assets that do not need to be carried behind. At any time during your life, they can come in handy, and thanks to them you can start making good money. Therefore, constantly improve the level of your education, learn something new, strive to learn what interests you.

Today it is not necessary to sit for years in university classrooms, to receive several higher educations or academic degrees. A huge amount of material on any topic can be found on the Internet. There are also various courses, seminars, master classes, distance learning, etc. The main thing is not to drown in this flow of information, but to catch really important and useful material from it. And then the only thing left is to learn how to sell your knowledge on the market and receive material rewards for them.

If you want to learn how to get rich quick from scratch, try investing online. You can invest in PAMM accounts, trust management, startups, etc. You don't need a lot of money to get started. Investing on the Internet is an opportunity to get a large percentage of profit with minimal investment. This is a real chance to become rich and successful from scratch. To select a PAMM account or we recommend using .

3. Improve your financial literacy

How to get rich in Russia? You need to be financially literate. Simply put, you need to be able to handle money. To learn this, start with your family budget. Make a budget plan for the month and try to stick to it. In this way, you can get rid of unnecessary expenses and manage money more rationally, as well as learn how to save. Read more about budgeting in our.

4. Use your time well

A very important point for success is the correct distribution of your time. This skill is available to all successful people and is called time management (translated from English as "time management"). To master it, you need to draw up a clear plan of actions and activities for the day, week and longer periods of time. This will help get rid of unnecessary work and meaningless pastime, which takes a lot of our precious time.

5. Use your talents

Each of us is talented in some way. It is given by nature and must be used. Today, any talent can be turned into a business. It can be anything - music, art, sports, fashion, foreign languages. Do what you are good at, develop your abilities and enjoy and benefit from them.

6. Change your habits

If you communicate with wealthy people, pay attention to their habits. See how they relate to things and work, how they handle finances, what they do in their free time. You will see that their habits greatly influence their wealth and success. You will understand that they do not throw money away, as is commonly believed in society, but on the contrary, they are very reasonable in spending and shopping. Try to form the same patterns of behavior in yourself. If there are no role models in your environment yet, read the literature about successful people. Believe me, they have a lot to learn. In the next section, we will talk about “rich” habits in more detail.

Intelligence, talent, charm and charisma are very important for success in life, but they are not the only reason for the differences between the rich and the poor. After all, a person can be exceptionally smart and still have absolutely nothing.

The differences lie in our daily habits. Just imagine that 40 percent of the time in the waking state, we perform subconscious actions. This means that two out of every five minutes a day we work on autopilot, that is, out of habit. If you have formed bad habits, they will prevent you from becoming a rich and successful person. So what habit will help you get rich quick? Naturally, she is not alone. We offer you a whole list of habits that together will help to form the right behavior model and achieve any heights.

1. Live within your means

Wealthy people avoid overspending. They save 20 percent of their net income and live off the remaining 80 percent. So they pay themselves for their stable future.

But among those who are constantly struggling financially, almost everyone lives beyond their means. They spend more than they earn, they have to borrow, and debt slowly but surely suppresses a person. If you want to end your financial struggle, you need to form the habit of saving and budgeting your spending.

2. Don't gamble

It is unlikely that any of the wealthy people buy lottery tickets or play other games of chance. They don't rely on random luck to make a fortune. They create their own luck. If you still want to bet, knowing the possible risk, use only free money from your budget.

3. Read every day

Reading information about a business or career will make you a more valuable partner to colleagues, customers, or clients. Among rich people, 88% read for at least half an hour every day.

The reason successful people read is for personal development. By increasing their knowledge, they can see more opportunities that translate into more money. By comparison, only one in fifty poor people includes reading in their daily self-improvement plan. As a result, the poor do not grow professionally and are among the first to be fired or made redundant.

4. Limit TV viewing and internet surfing

How much of your precious time do you waste in front of the TV screen? Two-thirds of wealthy people watch less than an hour of TV a day and spend less than an hour a day on the Internet, if it is not related to work.

Instead, they use their free time for part-time jobs, personal development, networking, philanthropy, etc.

5. Control your emotions

Not every thought needs to be voiced. Not every emotion needs to be expressed. When you say what's on your mind, you risk offending others. Talkativeness is a habit of most insolvent people. In contrast, 94 percent of wealthy people hold back their emotions. They understand that letting emotions take over can ruin relationships at work and at home. Try to objectively assess the situation before expressing your opinion.

6. Communicate regularly with people and participate in charity

Regular communication and participation in volunteer and charitable organizations expands your network of acquaintances. This, in turn, helps to find new clients or get a better job. Very often, the boards of such organizations include wealthy, successful people. A good personal relationship with these people can turn into a business partnership in the future.

7. Set goals, don't just dream

We all love to dream. However, dreams often remain dreams and have no result. And for the result to be, you need to turn the dream into a specific goal. Then you can control the actions to achieve it.

8. Don't procrastinate

Successful people understand that procrastination worsens the quality of the work being done, dissatisfies employers and clients. Thus, personal and business relationships are damaged. Here are five strategies to help you avoid procrastination:

  • Make a daily to-do list. It must be performed at 70% or more.
  • Come up with a "daily five". These are five actions or deeds that will help you get closer to the realization of a goal.
  • Set deadlines. There is nothing wrong with finishing work ahead of schedule.
  • Work only with responsible partners who will also be able to subject you to healthy criticism.
  • Repeat the phrase “do it now” to yourself until you start a task or project. This is the so-called technique of "annoying yourself." In any case, the main thing is to start.

9. Talk less, listen more

Rich people are good communicators because they are good listeners. They understand that one can learn and educate only by listening to what other people have to say. The more you learn about your partners, the more you can help them.

10. Eliminate the word "failure" from your vocabulary

A person often refers to failure if something does not work out for him. In fact, this failure is a by-product of his habits and actions. They accumulate like a snowball and at one moment can collapse into an avalanche of problems with work, health and personal life.

Successful people create their own unique type of luck. Their positive habits lead to opportunities such as promotions, bonuses, new business, and good health.

Let's summarize all of the above. Prosperity cannot appear out of nowhere. It is the result of work, work on oneself, personal growth and development. We do not rule out that you may be incredibly lucky and win a large amount in the lottery. However, this is not a guarantee that you will be able to save this capital, increase it and live comfortably until old age.

So, in order to get rich at home, you need to change your mind and attitude towards the world around you. It's not as easy as it seems at first glance. You must understand and accept the fact that only you are responsible for your life.

First, stop considering yourself unworthy of high earnings. If you are trying to earn only a living wage and think that you are not capable of (or do not deserve) more, then you will never get more. Start thinking of yourself as a good specialist who should earn good money.

Second, learn to accept mistakes and failures as positive experiences. You don't have to give up. No need to blame them on other people, circumstances or bad luck. They are yours and only yours. But thanks to them, you can learn, develop and move on.

Thirdly, develop in yourself personal qualities that help you succeed: perseverance, responsibility, the ability to plan and rationally use resources, calmness, creativity, and a desire to learn.

Think of money not as a material good, but only as a means of obtaining other benefits and pleasures. This will make it easier to earn and spend.

And yet, if you want to find real financial freedom, open your own business and work for yourself. As an employee, this is much more difficult to do.



Similar articles